Loan Apps

Important Security Notice

⚠️ Never transfer money to any personal accounts. All transactions should be made through official app channels only.

🔔 Warning: Do not transfer/refund money to any personal account!
Kcash Icon

Kcash

★★★★★ 100K+ downloads

Instant cash loans available anytime with no paperwork required, providing you with a fast solution for cash emergencies.

Max loan: 7,500 GHS
Loan term: Up to 30 days
Approval time: Within 24 hours
CashGrab Icon

CashGrab

★★★★☆ 50K+ downloads

Fast and easy loans available 24/7 with no hidden fees. Get cash now to cover your urgent expenses.

Max loan: 8,000 GHS
Loan term: Up to 30 days
Approval time: Within 12 hours
Creditmax Icon

Creditmax

★★★★☆ 75K+ downloads

Creditmax is an online personal credit lending app for financial relief with quick approval and disbursement.

Maximum loan amount: 9,500 GHS
Maximum loan term: 30 days
Approval time: Within 6 hours
COTA Icon

COTA

★★★★☆ 25K+ downloads

COTA is an online personal credit lending app for financial relief with instant approval and flexible repayment options.

Maximum loan amount: 9,500 GHS
Maximum loan term: 30 days
Approval time: Within 1 hour

Frequently Asked Questions

How do I apply for a loan?

Download any of the apps above, complete the registration process, and follow the in-app instructions to apply for a loan.

What documents do I need?

You'll typically need a valid ID, proof of income, and bank account details. Requirements may vary by app.

How long does approval take?

Approval times vary by app, but most applications are processed within 24 hours.